纽约时报-硅谷银行倒闭后，美联储开始审视银行监管法规part1(2)

2023-03-2403:26来自英语东
Federal Reserve and Lawmakers Eye Bank Rules After Collapse
硅谷银行倒闭后，美联储和立法者开始审视银行法规
The Federal Reserve is facing criticism over Silicon Valley Bank"s collapse, with lawmakers and financial regulation experts asking why the regulator failed to catch and stop seemingly obvious risks.
美联储因硅谷银行倒闭而面临批评，立法者和金融监管专家质问，为什么监管机构未能发现并阻止看似显而易见的风险。
That concern is galvanizing a review of how the central bank oversees financial institutions -- one that could end in stricter rules for a range of banks.
这种担忧激起了对央行如何监管金融机构的审查，可能会导致对一系列银行实施更严格的法规。
In particular, the episode could result in meaningful regulatory and supervisory changes for institutions -- like Silicon Valley Bank -- that are large but not large enough to be considered globally systemic and thus subject to tougher oversight and rules.
这一事件尤其可能给硅谷银行等机构带来意义重大的监管和监督改变，这些机构规模庞大，但还不足以被视为能影响全球金融系统，因此会受到更严格的监督和监管。
Smaller banks face lighter regulations than the largest ones, which go through regular and extensive tests of their financial health and have to more closely police how much easy-to-tap cash they have to serve as a buffer in times of crisis.