纽约时报-硅谷银行倒闭后，美联储开始审视银行监管法规part1(4)

"我们确实需要对大型地区性银行实施更严格的监管，从而更准确地反映这些银行可能给金融体系带来的风险。"她说道。
The call for tougher bank rules echoes the aftermath of 2008, when risky bets by big financial firms helped to plunge the United States into a deep recession and exposed blind spots in bank oversight.
要求更严格的银行法规的呼声是2008年金融危机后果的回响，当时大型金融公司的高风险押注导致美国深陷衰退，并暴露了银行监管的盲区。
The crisis ultimately led to the Dodd-Frank law in 2010, a reform that ushered in a series of more stringent requirements, including wide-ranging "stress tests" that probe a bank"s ability to weather severe economic situations.
这场危机最终导致2010年出台《多德-弗兰克法案》，这项改革带来了一系列更严格的要求，包括范围广泛的"压力测试"，以考察银行抵御严峻经济形势的能力。
But some of those rules were lightened -- or "tailored" -- under Republicans.
但其中一些法规在共和党人的领导下得到放松--或者说"根据具体情况而有调整"。
Randal K. Quarles, who was the Fed"s vice chair for supervision from 2017 to 2021, put a bipartisan law into effect that relaxed some regulations for small and medium-size banks and pushed to make day-to-day Fed supervision simpler and more predictable.